How LIC Jeevan Umang policy works
Under this plan, the policyholder pays premiums regularly, for the premium paying term of 30 years, and after the end of the premium paying term, they receive 8% of the Basic Sum Assured as the Survival Benefit.
For example, you purchased LIC Jeevan Umang at the age of 26 years for the policy cover of Rs. 4.5 Lacs. If you pay Rs. 42 per day for the first 30 years of the policy term (which will be a total of Rs.. 4,17,420 throughout the premium paying term), you will receive Rs. 36,000 per month, from the 31st year onwards. This income will continue for as long as you live! Not only that, but you will also receive a lump sum amount of Rs. 4.5 Lacs as the maturity benefit.
What are the features of the LIC Jeevan Umang policy?
In order to understand the policy better let’s take a look at some of the key features of LIC Jeevan Umang policy:
Maturity Benefit: The policy offers a maturity benefit on outliving the policy term including the accrued additional bonuses.
Survival Benefit: The policyholders will receive a certain percentage of the Basic Sum Assured every month after the end of the 30th policy year.
Death Benefit: The nominee will receive the sum assured on death including the additional bonuses in case of the unfortunate demise of the policyholder.
Participation in Profits: LIC Jeevan Umang is a participating plan, therefore you will receive a portion of the profits declared by the company.
Tax benefits: Under Sections 80C and 10(10D) of the Income Tax Act 1961, premium payments made towards this policy are eligible for tax deductions.
Loan Benefits: The policy offers the facility of requesting loans in case of an emergency after the end of the 2nd policy year.
Wrapping It Up!
The LIC Jeevan Umang policy is a great way to save money for retirement while also providing protection for your loved ones. So if you’re looking for a LIC policy that will benefit you now and long into the future, you should certainly consider investing in LIC’s Jeevan Umang policy.
कैसे खरीदें ?
आप इस प्लान को ऑफलाइन यानी की एलआईसी एजेंटों के माध्यम से खरीद सकते हैं।
Or Call @ 9990190909
Email- [email protected]
हर महीने 4 लाख रुपये पेंशन LIC OF INDIA- जीवन शांति पॉलिसी में एकमुश्त निवेश कर पा सकते हैं , जीवनभर मिलता रहेगा फायदा
LIC Jeevan Shanti Pension Policy: लाइफ इंश्योरेंस कॉर्पोरेशन ऑफ इंडिया (एलआईसी) देश की सबसे भरोसेमंद बीमा कंपनियों से एक है। इस कंपनी की पॉलिसी में करोड़ों लोगों ने निवेश किया हुआ है। लोगों का यह भरोसा इसलिए भी है क्योंकि यह सरकार द्वारा संचालित है। ऐसे में लोगों को...
LIC पॉलिसी में रोजाना 280 रुपये का निवेश कर, पाएं 20 लाख, जानें क्या है ये पूरा प्लान- Jeevan Labh
LIC Jeevan Labh Insurance Policy: लाइफ इंश्योरेंस कॉर्पोरेशन ऑफ इंडिया (एलआईसी) देश की सबसे भरोसेमंद बीमा कंपनियों में से एक है। इस कंपनी की अलग-अलग पॉलिसी हैं जिनमें करोड़ों लोगों ने अपनी पूंजी निवेश कर रखी है। सरकार द्वारा संचालित इस कंपनी की पॉलिसी में निवेश कर...
LIC GURANTEED PLAN- PAY RS.6500 AND GET RS.1,20,000 GURANTEED PENSION ALSO 09 LAKHS FOR CHILD
ONE OF BEST PLAN FOR INVESTMENT 2020 LIC Bima Shree Plan (948) Details LIC Bima Shree, Table No. 848, is a money back plan which provides guaranteed addition (GAs) at the rate of Rs. 50 per thousand of basic sum assured for first 5 policy years and Rs 55 per thousand...
LIC OF INDIA- CHECK AND CLAIM- Unclaimed and Outstanding amounts of your Parents Policy
Do you know LIC of INDIA is giving option to claim your unclaimed or outstanding amount. If your parents- Mother/ Father/ Grandfather or any one has taken policy from LIC OF INDIA. But you have losses all documents like Policy no/ Policy Bond/ Policy Slips. And you...
Revive your LIC lapsed policy with 20% discount, revival campaign from LIC OF INDIA
LIC SPECIAL REVIVAL COMPAIN FROM 10th Aug to 9th October 2020 Under this Special Revival Campaign, policies of specific eligible plans can be revived within five years The policyholders will get 20 per cent late fee concession for revival while 25 per cent concession...
Term Insurance vs Earn Insurance. How to plan term insurance ?
Also Read: 1 -LIC जीवन शांति पॉलिसी में एकमुश्त निवेश कर पा सकते हैं हर महीने 4 लाख रुपये पेंशन, जीवनभर मिलता रहेगा फायदा 2 -LIC Jeevan Labh पॉलिसी में रोजाना 280 रुपये का निवेश कर, पाएं 20 लाख, जानें क्या है ये पूरा प्लान...
LIC OF INDIA is better than SHARE MARKET why ? 6.0% from market return in long time for investors.
Why LIC is better ? Trying to Answer you my view.. Nifty 500 index represents the top 500 companies based on full market capitalization and covers 87% of the total market capitalization of companies listed on NSE. I considered data for the index between 2nd January...
LIC Jeevan Lakshya ( Kanyadan Policy), LIC PLAN 933
LIC Jeevan Lakshya - 933 or कन्यादान Policy Date of Launch : 01.02.2020 LIC's Jeevan Lakshya is a participating non-linked plan which offers a combination of protection and savings. This plan provides for Annual Income benefit that may help to fulfill the needs of the...
LIC jeevan shanti Guaranteed Life time pension
LIC जीवन शांति पॉलिसी हुई लॉन्च, जानें फीचर्स और लाभ भारतीय जीवन बीमा निगम ने हाल ही में एक नई पेंशन योजना - जीवन शांति शुरू की है। एलआईसी ने अपनी आधिकारिक वेबसाइट पर जानकारी देते हुए बताया है कि "यह एक एकल प्रीमियम योजना है जिसमें पॉलिसीधारक के पास तत्काल या स्थगित...
How to become LIC AGENT ?
How to Become LIC Agent ? LIC एजेंट बनने के लिए संपर्क करे ? LIC एजेंट कैसे बने ? CALL US @ 9891423442 : Know Exam, Salary, Commission Fill FORM CLICK HERE to BECOME LIC AGENT FREE Fill FORM CLICK HERE to BECOME STAR HEALTH AGENT FREE Imagine a scenario where you...