View all IPOs SBI Cards and Payment Services was promoted by State Bank of India on May 15, 1998, to issue credit cards and deal in payment products. Apart from an issue of fresh shares in the IPO, SBI will be selling a part of its promoter holdings. The Carlyle Group, which had taken up a stake in SBI Cards in December 2017, will also be offering a part of its stake in the issue.
How do I apply to the SBI Cards IPO?
You can apply to the SBI Cards IPO on Console using any supported UPI app. Once you have entered your bid on Console, you will receive a mandate collect request on your UPI app. On acceptance of the mandate, the bid amount will get blocked in your bank account. Read more.
Will I get a discount if I hold shares of SBI?
The Draft Red Herring Prospectus (DRHP) indicates that shareholders of State Bank of India may be eligible for a discount. You will need to hold at least one share of SBI as on Feb 18, 2020, in your demat account. When you apply in the shareholder’s category, you might also have a higher chance of getting an allotment. Click here to check how to apply in the shareholder category in Zerodha.
Note – You will be eligible to apply in the shareholders’ category only if you hold shares of State Bank of India (SBIN) as on the record date. A shareholder of different SBI group company, like SBI Life, will not be eligible.
Indicative IPO timetable
Basis of allotment
11-3-2020
Refunds/Unblocking of ASBA
12-3-2020
Credit of share
13-3-2020
Listing
16-3-2020
Mandate end date
19-3-2020
Further any help please feel free to call @ 9892423442 or whatsapp on same number.
Large Cap in portfolio is very important. I have given some of fund house Large Cap with Beta, Standard Deviation and Sharpe Ratio.
If you can the below table you will find that Axis Blue chip is very good. as Sharpe ratio of Axis is very good.
Usually, any Sharpe ratio greater than 1.0 is considered acceptable to good by investors. A ratio higher than 2.0 is rated as very good. A ratio of 3.0 or higher is considered excellent.
Large Cap Mutual Funds
When you are investing for create wealth then you have to first create your portfolio and that portfolio should be according to your requirements.
My personal recommendation is maximum investment in Large Cap. I have given one idea about how to create and how much should be in where ?
One best Idea to Create Aggressive Portfolio of SiP not less than 7-10 Yrs.
Large Cap – 60% Mid Cap- 25% Small Cap- 15%
Because money safety and your happiness is more important for your future.
Conservative Portfolio
Debt – 80%
Equity- 20%
Debt- Bond 30%
Debt- Short Duration 30%
Debt- UST 20%
Equity- Large Cap 20%
Moderate Portfolio
Debt – 70%
Equity- 30%
Debt- Bond 25%
Debt- Short Duration 30%
Debt- UST 15%
Equity- Large Cap 25%
Equity- Mid Cap 5%
Balanced Portfolio
Debt – 50%
Equity- 50%
Debt- Bond 20%
Debt- Short Duration 25%
Debt- UST 5%
Equity- Large Cap 30%
Equity- Mid Cap 15%
Equity- Small Cap 5%
Dynamic Portfolio
Debt – 25%
Equity- 75%
Debt- Bond 10% Debt- Short Duration 12.5% Debt- UST 2.5% Equity- Large Cap 50% Equity- Mid Cap 15% Equity- Small Cap 10%
for more about creating portfolio, you may right to [email protected], visit to my youtube channel AGInvestment, Join telegram https://t.me/mfpathshala, whatsapp @ 9891423442
Ultra Short Duration debt funds invest in bonds maturing in 3 to 6 months’ time. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible.
Franklin or Any AMC who is investing in Bond fund, they are very much aware about Paper of Company. After all calculations of Risk etc they added particular company bond in his portfolio for get better returns.
What happened with this fund –
In all these AMC Franklin, UTI, Nippon, Aditya Birla etc has taken bond Paper of Vodafone Idea Limited (VIL) according to his decision and calculation of Risk.
Frankln exposures was 4.4% in Ultra Short Term Bond fund. Now Supreme Court has reject the case of VIL. so Franklin has immediate marked down to Zero the Debt Security of VIL. Due to this NAV on 16th Jan 2020 has down.
According to me its very good decision from Franklin for Retail Investors. Scenario, if Franklin not take this action, then all Institutional investor book profit in his portfolio on higher NAV and Retails investors get penalized. Now this is win-win situation for all.
What to do now ?
HOLD 3 months
Franklin has now marked Zero that Does not means they have sold Paper. Bond Paper of Franklin maturity is in July 2020 and Sep 2021. Also VIL has not given any statement that they are not going to pay back of money of Bond Paper, means still value of paper is continue till maturity. Now 23rd January is last date given by Supreme Court to pay amount of Licence fee, Spectrum charges, if by any chance VIL declare Bankrupt then the current NAV is continue, Else there is no any tension. In all Cases, I can say that Gov will not going to loose VIL etc but pressure to be on head of VIL to pay such amounts. This is not happening with Franklin or other AMC is first time, you must heard ABSL Dynamic Bond Fund, ABSL Credit Risk fund. Nippon India Equity Saving Fund etc recently has created Segregated folio. Franklin has marked Zero but ABSL, Nippon has created segregated folio both are same case. Suppose any one hold investment in above fund and due to any reason, holder quite before maturity of paper and after maturity of paper company get his amount back with maturity value. In that case company refund the complete value to investor Bank Account. Therefor I will recommend to not exit from this Fund and continue till 3 months more, Franklin has taken this step and cease daily investment upto Rs.200000 only to win-win situation for our retails investor.
To gain maximum Franklin taken pain maximum, As in his folio there are lot of paper is AA- rating. Pls visit www.agindiaonline.com to get all details of paper or you may reach us at my telegram – https://t.me/mfpathshala, reached on whatsapp at 9891423442
Ultra Short Duration Funds are debt funds that lend to companies for a period of 3 to 6 months. >Ideal for anyone looking to keep aside money for a couple of weeks to a few months
>Near Zero risk of loss if someone invests for at least 3 months.
> These Schemes tend to give similar or slightly higher returns than Bank Fixed Deposits of equal or comparable investment tenure
> Due to high liquidity, ease of use and higher returns,
I’ve listed few mutual funds here, to help you get started. The list has been prepared based on the parent company and the past performance of the fund. The debt funds have no exit load fees (that means you can withdraw money from these funds any time, without any “minimum duration” requirement).
Debt -Ultra Short Term Fund
Recommended for emergency funds or parking money for any duration etc. Returns are better than FD and offers higher liquidity.
Fund Name
Annual Returns (5y)
Fund Class
Exit Load
Franklin India Ultra Short Bond Fund (G)
9.9%
Ultra Short Term Debt
0.00%
Reliance Money Manager Fund (G)
8.9%
Ultra Short Term Debt
0.00%
You can visit my you tube https://youtu.be/DmpFcKuHRDM for more about this fund. Also request to subscribe for more such videos.
You can invest direct from my website – www.agindiaonline.com after free Sign-up and i assure you that you will get my 100% support all the time to create wealth safe and more than Bank. Any suggestion you may whatsapp @ 9891423442 or telegram to https://t.me/mfpathshala
Value of Unclaimed / Physical Investment in the country is more than Rs 6,08,923 Crore
1- Stocks / Mutual Fund : Rs. 5,35,000 Crores lying in physical form 2- Unclaimed Provident Fund : Rs 43,000 Crores 3- Unclaimed Insurance : Rs 15,166 Crores 4- Unclaimed Bank Account: Rs 11,302 Crores 5- Unclaimed Corporate Dividends: Rs 3,454 Crores 6- Unclaimed Post Office accounts : Rs 1,001 Crores
If your money also under Unclaimed please don’t wait more and fill this below forms https://forms.gle/Piz7cPxi4qjPyMXp6 Our expert will contact you and help to get it retrieved.
Bringing your money back is what we do
Still holding loads of physical shares and mutual funds instead of Demat ?
Clueless on rejected applications of old investment retrieval by the company ?
Running from pillar to post for transmission due to succession, bankruptcy, insolvency, lunacy or
marriage ?
Issues relating to investment retrieval due to non-existent companies, change in names or
amalgamation, change in unit scheme, merger of mutual fund schemes ?
A case of ‘invest and forget’ and losing track of investments ?
Issues relating to retrieval of Provident Fund, Matured Insurance, inoperative bank accounts etc ?
Mutual Fund investment or Any investment without Goal Based Planning, never being success. As per survey almost 90% investment break before his maturity. So very important to create goal based planning.
In all investment, every one known that MF is good investment for Long term. as no investment will give return at par MF. But a little correction in Mkt everyone get penic and quiet from market. so whenever you are going to start investment, then think like LIC investment. Invest and continue till maturity. I assure you that you will get 100% better returns than other investment.
This is the reason why many mutual fund houses and advisors recommend goal-based investments to investors. This approach help investors choose ideal investments to achieve their financial goals. For example, if you are investing for short-term financial goals, you may opt for debt mutual funds. You should keep in mind that it is important to choose debt mutual funds based on your investment horizon and risk profile.
Similarly, if you are investing to create a retirement corpus, say, after 20 years, you should choose equity mutual funds according to your risk appetite. If you are a conservative equity investor, you should invest mostly in large cap mutual funds. Similarly, a moderate risk-taker can opt for multi cap schemes and an aggressive investor can invest in mid cap and small cap schemes.
It seems, you are new to mutual funds. If so, you should consult a mutual fund advisor before investing. New investors often need a lot of hand-holding and reassurances during the initial years of their investment lives. Only your advisor would be able to offer you personalized help.
If you are a new investor or you do not have a very high risk appetite and a longer investment horizon (minimum of seven to 10 years), it is better to stay away from small cap mutual fund schemes. Small cap mutual fund schemes are meant for aggressive equity investors who can stomach a lot of volatility and risk.
Multi-cap funds are diversified equity funds that invest in varying proportions in stocks of companies across market capitalization to optimize return on investment.
Best multi-cap mutual funds invest in equity shares of companies of different market capitalisation. Instead of sticking to a particular capitalisation, these funds incorporate large-cap, mid-cap, and small-cap stocks in the portfolio in a specific proportion. As compared to pure mid-cap/small-cap funds, these funds are less risky and prevalent among investors who are less aggressive in terms of returns.
The fund manager is well-positioned to pick stocks across capitalisation and sectors as per his outlook of the market. The investor, thus, may stay free from anxieties regarding chasing the action or missing out on rallies in a particular sphere of the market.
Apart from stock-picking, the fund manager keeps switching holdings in the fund between large-cap, mid-, and small-cap stocks as he/she deems fit, based on market movements. Using the leeway, the fund managers tend to have a large-cap bias and keep on increasing or decreasing their mid-cap holdings by a small margin as and when market conditions change.
Since these funds are invested in multi-cap companies, during a bull run, they deliver stupendous returns, sometimes even outperforming the pure large/mid-cap funds. This happens because, during a bull market, the underlying stocks in the funds are able to unlock their values and tap into the growth opportunities.
2. Who Should Invest in Best Multi-Cap Mutual Funds?
Multi-cap funds sustain an extensively diversified portfolio consisting of stocks of different market capitalisation and sectors. These funds are an excellent way to take exposure to broader equity segment using systematic investment plan (SIP) of as low as Rs 500 to start-off.
Investors who don’t want to get into the trouble of stock-picking or deciding which market capitalisation fund would suit them may go for multi-cap funds as a starter. They may switch to pure cap funds after getting the hang of markets. They are also suited for beginners and novice investors who intend to hedge their risks.
From a risk-return perspective, best multi-cap funds are capable of balancing the risk and volatility very well when it comes to blending the small caps and mid-caps in a single portfolio. At the same time, the investor may expect the stability that they would receive from a large-cap fund. During the market rally, small-caps perform well, and when it is a slump, the well-established companies tend to take hold of erosion of returns. Those who have a moderate risk appetite may think of investing in multi-cap funds.
For more please visit to www.agindiaonline.com or call/whatsapp @ 9891423442 for free Wealth Manager support.
