best large cap fund

by Ashok Kumar | Jan 30, 2020 | Featured, Investments, Mutual Fund

Large Cap in portfolio is very important. I have given some of fund house Large Cap with Beta, Standard Deviation and Sharpe Ratio.

If you can the below table you will find that Axis Blue chip is very good. as Sharpe ratio of Axis is very good.

Usually, any Sharpe ratio greater than 1.0 is considered acceptable to good by investors. A ratio higher than 2.0 is rated as very good. A ratio of 3.0 or higher is considered excellent.

Large Cap Mutual Funds

When you are investing for create wealth then you have to first create your portfolio and that portfolio should be according to your requirements.

My personal recommendation is maximum investment in Large Cap. I have given one idea about how to create and how much should be in where ?

One best Idea to Create Aggressive Portfolio of SiP not less than 7-10 Yrs.

Large Cap – 60%
Mid Cap- 25%
Small Cap- 15%

Because money safety and your happiness is more important for your future.

Conservative Portfolio

Debt – 80%
Equity- 20%

Debt- Bond 30%
Debt- Short Duration 30%
Debt- UST 20%
Equity- Large Cap 20%

Moderate Portfolio

Debt – 70%
Equity- 30%

Debt- Bond 25%
Debt- Short Duration 30%
Debt- UST 15%
Equity- Large Cap 25%
Equity- Mid Cap 5%

Balanced Portfolio

Debt – 50%
Equity- 50%

Debt- Bond 20%
Debt- Short Duration 25%
Debt- UST 5%
Equity- Large Cap 30%
Equity- Mid Cap 15%
Equity- Small Cap 5%

Dynamic Portfolio

Debt – 25%
Equity- 75%

Debt- Bond 10%
Debt- Short Duration 12.5%
Debt- UST 2.5%
Equity- Large Cap 50%
Equity- Mid Cap 15%
Equity- Small Cap 10%

for more about creating portfolio, you may right to [email protected], visit to my youtube channel AGInvestment, Join telegram https://t.me/mfpathshala, whatsapp @ 9891423442

what to do with -Franklin Ultra Short Term Bond Fund

by Ashok Kumar | Jan 18, 2020 | Featured, Investments, Mutual Fund

Ultra Short Duration debt funds invest in bonds maturing in 3 to 6 months’ time. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible.

Franklin or Any AMC who is investing in Bond fund, they are very much aware about Paper of Company. After all calculations of Risk etc they added particular company bond in his portfolio for get better returns.

What happened with this fund –

In all these AMC Franklin, UTI, Nippon, Aditya Birla etc has taken bond Paper of Vodafone Idea Limited (VIL) according to his decision and calculation of Risk.

Frankln exposures was 4.4% in Ultra Short Term Bond fund. Now Supreme Court has reject the case of VIL. so Franklin has immediate marked down to Zero the Debt Security of VIL. Due to this NAV on 16th Jan 2020 has down.

According to me its very good decision from Franklin for Retail Investors. Scenario, if Franklin not take this action, then all Institutional investor book profit in his portfolio on higher NAV and Retails investors get penalized. Now this is win-win situation for all.

What to do now ?

HOLD 3 months

Franklin has now marked Zero that Does not means they have sold Paper. Bond Paper of Franklin maturity is in July 2020 and Sep 2021. Also VIL has not given any statement that they are not going to pay back of money of Bond Paper, means still value of paper is continue till maturity.
Now 23rd January is last date given by Supreme Court to pay amount of Licence fee, Spectrum charges, if by any chance VIL declare Bankrupt then the current NAV is continue, Else there is no any tension.
In all Cases, I can say that Gov will not going to loose VIL etc but pressure to be on head of VIL to pay such amounts.
This is not happening with Franklin or other AMC is first time, you must heard ABSL Dynamic Bond Fund, ABSL Credit Risk fund. Nippon India Equity Saving Fund etc recently has created Segregated folio.
Franklin has marked Zero but ABSL, Nippon has created segregated folio both are same case. Suppose any one hold investment in above fund and due to any reason, holder quite before maturity of paper and after maturity of paper company get his amount back with maturity value. In that case company refund the complete value to investor Bank Account.
Therefor I will recommend to not exit from this Fund and continue till 3 months more, Franklin has taken this step and cease daily investment upto Rs.200000 only to win-win situation for our retails investor.

To gain maximum Franklin taken pain maximum, As in his folio there are lot of paper is AA- rating. Pls visit www.agindiaonline.com to get all details of paper or you may reach us at my telegram – https://t.me/mfpathshala, reached on whatsapp at 9891423442

Ultra Short Term Fund is better than FD -Fixed Deposit

by Ashok Kumar | Jan 16, 2020 | Featured, Investments, Mutual Fund

Ultra Short Term Fund :

Ultra Short Duration Funds are debt funds that lend to companies for a period of 3 to 6 months.
>Ideal for anyone looking to keep aside money for a couple of weeks to a few months

>Near Zero risk of loss if someone invests for at least 3 months.

> These Schemes tend to give similar or slightly higher returns than Bank Fixed Deposits of equal or comparable investment tenure

> Due to high liquidity, ease of use and higher returns,

I’ve listed few mutual funds here, to help you get started. The list has been prepared based on the parent company and the past performance of the fund. The debt funds have no exit load fees (that means you can withdraw money from these funds any time, without any “minimum duration” requirement).

Debt -Ultra Short Term Fund

Recommended for emergency funds or parking money for any duration etc. Returns are better than FD and offers higher liquidity.

You can visit my you tube https://youtu.be/DmpFcKuHRDM for more about this fund. Also request to subscribe for more such videos.

You can invest direct from my website – www.agindiaonline.com after free Sign-up and i assure you that you will get my 100% support all the time to create wealth safe and more than Bank. Any suggestion you may whatsapp @ 9891423442 or telegram to https://t.me/mfpathshala