As you are aware that HDFC ERGO is General Insurance Company and Apollo Munich was only serving in HEALTH INSURANCE.

Health Insurance Agency License of APOLLO MUNICH was allotted based on your LIFE INSURANCE Agency License. And Now after Merger of HDFC ERGO & APOLLO MUNICH agent are in pain. Because 100% chance to loose all business, which they have done earlier or Existing Agent need to take General Insurance Agency License after passing IC38 Examination. If Existing Agent not pass IC38 then He/She will loose all business.

In earlier Phase HDFC ERGO AND APOLLO team was giving information to existing agent for taking General Insurance Agency, However they realize that current existing policy from Apollo Munich start porting from Apollo to other Companies. Therefor they decided to hide information about General Insurance License. And now telling lie that No need to worry for Existing Agents of APOLLO MUNICH.

My personal recommendation to take General Insurance License earlier to avoid last time rush or business loss of APOLLO Munich.

If you have already License of General Insurance from other companies then Please take NOC- No Objection Certificate from APOLLO MUNICH ( HDFC ERGO) and start New Code in STAR HEALTH.

STAR HEALTH is just like APOLLO MUNICH, so you can take agency of Star Health without any expense and you can shift all your current business from APOLLO to STAR HEALTH.
Which will safe your current businesses without any loss.

If you need any assistant to Join STAR HEALTH Please Feel free to Call @ 9891423442