by Ashok Kuumar | Sep 14, 2019 | Investments, Mutual Fund
What Is a Value Fund?
A value fund is a fund that follows a value investing strategy and seeks to invest in stocks that are deemed to be undervalued in price based on fundamental characteristics. Value investing is often compared with growth investing, which focuses on emerging companies with high growth prospects.
Normally its very high risk category funds. so be-careful before choosing these funds.
How to Invest in Large and Mid Cap Funds Online?
Open Free Investment Account for Lifetime at www.agindiaonline.com. Complete your Registration and KYC Process Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!.
Sign Up today : http://agindiaonline.com/content/tools/signup.asp
by Ashok Kuumar | Sep 14, 2019 | Insurance, Investments, Mutual Fund
Large and Mid Cap is best combination for create Folio for Long Term.
What are Large and Mid Cap Schemes?
The new category – Large and Mid Cap Fund is introduced by SEBI in order to offer a broad choice amongst investors and to simplify scheme selection that best suits their risk profile. As per the revised norms, Large cap funds will invest at least 80 percent of its total assets in the top 100 listed stocks by market capitalisation. On the other hand, mid-cap funds will invest at least 65 percent of its total assets in companies ranked between 101st to the 250th company in terms of full market capitalisation.
The new Large and Mid Cap Funds will be mandated to hold a minimum of 35 percent each in mid and large cap stock, that is, 35 percent of the corpus will be invested in large-cap companies while another 35 percent will have to be deployed in mid-cap companies. Ideally, this fund is suitable for investors who have a high-risk appetite and is seeking to invest for a long-term.
How to Invest in Large and Mid Cap Funds Online?
Open Free Investment Account for Lifetime at www.agindiaonline.com. Complete your Registration and KYC Process Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!.
Sign Up today : http://agindiaonline.com/content/tools/signup.asp
by Ashok Kuumar | Sep 14, 2019 | Investments
What is Wealth?
Basically wealth is an abundance of variable material resources. The meaning of wealth is not straightforward. Wealth is basically a person’s net worth. Wealth can be explained as assets minus liabilities
What is Management?
Management is the art of getting the work accomplished by the efforts of other persons and factors. Management involves Planning, Organizing, Staffing, Controlling, Directing an organization.
What is Wealth Management?
Wealth Management is a discipline that incorporates financial planning, Investment portfolio management and a number of financial services. It is a professional service it can also encompass all parts of a person’s financial life. Wealth management is done by wealth managers. Wealth managers can be MBAs, CFAs & Certified Financial Planners(CFPCM) or any credentialed professional money manager who works to enhance the growth and income. Investors must have already accumulated a proper amount of wealth for wealth management strategies to be efficient and effective. It can be provided by large company entities, independent financial advisers or multi-licensed portfolio managers. Their services are designed to focus on high-net worth customers. Wealth Managers use their experience in estate planning, risk management and legal specialists, to manage the holdings of high net worth client. Wealth managers must contain a current profile of client holdings.
Wealth management is an integrated process for helping clients manage their wealth. It involves huge a wide range of services and the services depend upon each investor but the condition is that services should include investment management, financial planning, retirement, Estate planning, tax planning, debt management and cash flow.
Features of Wealth Management:
- Allows customer to review risk profiles.
- Track holdings against model portfolios fro returns.
- Captures Customer’s details and risk profile.
- On approval by client they execute financial plans.
- Based on the advanced algorithms they provide tax coverage, education and insurance.
- Interfaces with banks, portfolios management systems, price vendors and other agencies.
- Provides dynamic search.
- Document Management.
- Dynamic user access control.
We handle information for the following segments:
- Stocks.
- Stock Options.
- Bonds.
- Funds.
- Insurance.
- Cash flows.
- Education Planning.
- Tax Planning.
- Estate Planning.
by Ashok Kuumar | Sep 12, 2019 | Featured, Investments, Mutual Fund
If you are a new investor or you do not have a very high risk appetite and a longer investment horizon (minimum of seven to 10 years), it is better to stay away from small cap mutual fund schemes. Small cap mutual fund schemes are meant for aggressive equity investors who can stomach a lot of volatility and risk.
For more please write us at [email protected], or Call/Whatsapp @9891423442 for free Wealth Manager Support.
by Ashok Kuumar | Sep 12, 2019 | Featured, Investments, Mutual Fund
Multi-cap funds are diversified equity funds that invest in varying proportions in stocks of companies across market capitalization to optimize return on investment.
1. What are Best Multi-Cap Mutual Funds?
Best multi-cap mutual funds invest in equity shares of companies of different market capitalisation. Instead of sticking to a particular capitalisation, these funds incorporate large-cap, mid-cap, and small-cap stocks in the portfolio in a specific proportion. As compared to pure mid-cap/small-cap funds, these funds are less risky and prevalent among investors who are less aggressive in terms of returns.
The fund manager is well-positioned to pick stocks across capitalisation and sectors as per his outlook of the market. The investor, thus, may stay free from anxieties regarding chasing the action or missing out on rallies in a particular sphere of the market.
Apart from stock-picking, the fund manager keeps switching holdings in the fund between large-cap, mid-, and small-cap stocks as he/she deems fit, based on market movements. Using the leeway, the fund managers tend to have a large-cap bias and keep on increasing or decreasing their mid-cap holdings by a small margin as and when market conditions change.
Since these funds are invested in multi-cap companies, during a bull run, they deliver stupendous returns, sometimes even outperforming the pure large/mid-cap funds. This happens because, during a bull market, the underlying stocks in the funds are able to unlock their values and tap into the growth opportunities.
2. Who Should Invest in Best Multi-Cap Mutual Funds?
Multi-cap funds sustain an extensively diversified portfolio consisting of stocks of different market capitalisation and sectors. These funds are an excellent way to take exposure to broader equity segment using systematic investment plan (SIP) of as low as Rs 500 to start-off.
Investors who don’t want to get into the trouble of stock-picking or deciding which market capitalisation fund would suit them may go for multi-cap funds as a starter. They may switch to pure cap funds after getting the hang of markets. They are also suited for beginners and novice investors who intend to hedge their risks.
From a risk-return perspective, best multi-cap funds are capable of balancing the risk and volatility very well when it comes to blending the small caps and mid-caps in a single portfolio. At the same time, the investor may expect the stability that they would receive from a large-cap fund. During the market rally, small-caps perform well, and when it is a slump, the well-established companies tend to take hold of erosion of returns. Those who have a moderate risk appetite may think of investing in multi-cap funds.
For more please visit to www.agindiaonline.com or call/whatsapp @ 9891423442 for free Wealth Manager support.
