Realty stock company plans ₹40,000 Cr investment in housing and commercial projects

Realty stock company plans ₹40,000 Cr investment in housing and commercial projects

by | Mar 24, 2025 | Featured

 The country’s largest real estate firm came into focus on Monday after the company announced plans to invest around  Rs 40,000 crores in the housing sector.

Stock Performance

With a market capitalization of Rs 1.7 lakh crore, the shares of DLF Ltd opened nearly 3 percent higher at Rs 715 per share compared to the previous closing price of Rs 696.75. The stock retraced and was trading at Rs 706.20, marking a 1 percent increase from the previous close.

What Happened

According to news agency PTI, DLF Group met with analysts in Gurugram last week to provide an update on its current business status and medium-term plans.
DLF, India’s largest real estate company has noted a Rs 40,000 crore investment over the next 4-5 years to develop housing and commercial projects.

About Rs 20,000 crore will be used to complete ongoing housing projects, mostly in Gurugram. Another Rs 20,000 crore will go towards developing commercial office and retail spaces in Delhi-NCR, Goa, and South India in the medium term.

Housing Business

DLF has launched various luxury projects, including The Dahlias, which has a revenue potential of Rs 35,000 crore. The company has already achieved Rs 19,187 crore in bookings in the first nine months of FY25, exceeding its annual sales target of Rs 17,000 .

Rental Business

Under the rental segment, most assets are managed by DLF Cyber City Developers Ltd (DCCDL), a joint venture between DLF and GIC. The company plans to expand its rent-generating commercial properties from 44 msf to 73 msf. Further, DLF’s rental properties have a 93 percent occupancy rate.

Company Overview

DLF Ltd is a leading real estate development firm in the nation. It owns several subsidiaries, associates, and joint ventures. Its operations range from land acquisition to planning, executing, constructing, and marketing projects. Moreover, the company deals with leasing, power generation, maintenance services, hospitality, and recreational services, all of which support its real estate business.

Financials

When looking at the latest financial performance, the company reported a muted increase in revenue from Rs 1,521 crore in Q3 FY24 to Rs 1,529 crore in Q3 FY25. This was accompanied by a massive 61 percent increase in net profits from Rs 656 crore to Rs 1,059 crore during the same period

Monopoly stock keep an eye- high return ratio of upto 55% to

Monopoly stock keep an eye- high return ratio of upto 55% to

by | Mar 17, 2025 | Featured

Monopoly stocks refer to shares of companies that dominate their industry or market, with little to no competition. These companies often have a strong market presence, pricing power, and the ability to generate consistent profits.

Higher return ratios are financial metrics that measure a company’s ability to generate profits relative to its equity, assets, or investments. Key ratios include Return on Equity (ROE), Return on Assets (ROA), and Profit Margins. Higher values of these ratios indicate better profitability, efficient use of resources, and strong financial performance, making such companies attractive to investors.

It indicates that the investment is providing higher profits compared to the amount of risk or capital invested. A higher return ratio is often seen as a positive sign for investors, as it suggests more efficient and profitable investments.

Coal India Ltd 

Coal India is the largest coal producer in the world, accounting for over 80 percent of India’s coal production. It holds a monopoly in the coal mining industry in India, providing fuel to power plants and industries across the country.

The stock has a strong ROE of 38 percent and a robust ROCE of 41.6 percent. Additionally, the company’s ROA stands at 13.7 percent, reflecting efficient asset utilization.

Indian Railway Catering & Tourism Corporation Ltd

IRCTC is the exclusive provider of online railway ticketing and catering services for Indian Railways. It has a monopoly in online train ticketing and catering services for the Indian Railway network.

The stock has a strong ROE of 40.4 percent and a robust ROCE of 53.8 percent. Additionally, the company’s ROA stands at 20.6 percent, reflecting efficient asset utilization.

CDSL (Central Depository Services Limited)

CDSL is one of the two depositories in India, offering dematerialization services for securities. It has a significant market share in the Indian securities market, and though it faces competition from NSDL, it holds a dominant position in the sector.

The stock has a strong ROE of 31.3 percent and a robust ROCE of 40.3 percent. Additionally, the company’s ROA stands at 25.9 percent, reflecting efficient asset utilization.

HAL (Hindustan Aeronautics Limited)

HAL is a state-owned aerospace and defense company in India, primarily involved in the design and manufacture of aircraft, helicopters, and defense systems. It has a monopoly in the Indian defense aviation sector, being the main supplier for the Indian Armed Forces.

The stock has a strong ROE of 28.9 percent and a robust ROCE of 38.9 percent. Additionally, the company’s ROA stands at 10.1 percent, reflecting efficient asset utilization.

CAMS (Computer Age Management Services) Ltd

CAMS is a leading provider of registrar and transfer agent (RTA) services to mutual funds in India. It holds a dominant position in the mutual fund industry, with a significant market share in RTA services.

The stock has a strong ROE of 40.5 percent and a robust ROCE of 49.8 percent. Additionally, the company’s ROA stands at 28.2 percent, reflecting efficient asset utilization.

IEX  (Indian Energy Exchange) Ltd

IEX is the leading power exchange in India, where electricity is traded in the spot market. It has a monopoly in the electricity trading market, offering platform-based electricity trading services to utilities, businesses, and traders.

The stock has a strong ROE of 37.7 percent and a robust ROCE of 50 percent. Additionally, the company’s ROA stands at 20.5 percent, reflecting efficient asset utilization.

Disclaimer

The views and investment tips expressed by investment experts/broking houses/rating agencies on AG Investemnt are their own, and not that of the website or its management. Investing in equities poses a risk of financial losses. Investors must therefore exercise due caution while investing or trading in stocks. AG Investemt or the author are not liable for any losses caused as a result of the decision based on this article. Please consult your investment advisor before investing.
Stocks under ₹100 with PEG ratio less than 1

Stocks under ₹100 with PEG ratio less than 1

by | Mar 16, 2025 | Featured

The Price-to-Earnings Growth (PEG) ratio is a financial metric that combines a company’s price-to-earnings (P/E) ratio with its earnings growth rate. It is calculated by dividing the P/E ratio by the company’s expected earnings growth rate.

A PEG ratio of 1 is generally considered to indicate that a stock is fairly valued, as the price aligns with the company’s growth rate. A ratio below 1 suggests that the stock may be undervalued relative to its growth potential, while a ratio above 1 could indicate overvaluation.

GPT Infraprojects Ltd 

GPT Infraprojects is a leading infrastructure development company in India, primarily engaged in the construction of railways, bridges, and highways. The company has a strong presence in the infrastructure sector, with a focus on quality and timely execution of projects.

The PEG ratio of the stock stands at 0.59, the current market price is Rs. 93.09, which is significantly lower than its 52-week high of Rs. 207. This reflects a decline of 55 percent from its peak.

Party Cruisers Ltd 

Party Cruisers Ltd is an event management and hospitality company that specializes in wedding curation and execution, focused on end to end management by working with eminent service providers. It also provides venues for corporate and social events, aiming to offer unique and luxurious experiences to its customers.

The PEG ratio of the stock stands at 0.52, the current market price is Rs. 95.2, which is significantly lower than its 52-week high of Rs. 140. This reflects a decline of 32 percent from its peak.

Jammu and Kashmir Bank Ltd 

Jammu and Kashmir Bank Ltd is a major commercial bank in India, headquartered in Srinagar, with a wide network of branches. It offers a range of banking services, including retail, corporate, and investment banking, serving customers across the country.

The PEG ratio of the stock stands at 0.15, the current market price is Rs. 92.2, which is significantly lower than its 52-week high of Rs. 147. This reflects a decline of 38 percent from its peak.

Jai Corp Ltd

Jai Corp Ltd is a diversified company with interests in sectors such as plastics, real estate, and infrastructure development. The company focuses on manufacturing products like plastic films and textiles, alongside real estate development ventures.

The PEG ratio of the stock stands at 0.48, the current market price is Rs. 91.5, which is significantly lower than its 52-week high of Rs. 438. This reflects a decline of 79 percent from its peak.

Sunil Industries Ltd 

Sunil Industries Ltd is a manufacturing company known for its production of various industrial products, particularly in the field of textile and fabrics. It serves both domestic and international markets, offering high-quality products to meet industrial needs.

The PEG ratio of the stock stands at 0.81, the current market price is Rs. 90.4, which is significantly lower than its 52-week high of Rs. 119.25. This reflects a decline of 24 percent from its peak.

Financially strong stocks trading below their 3 years average PE to keep on your radar

Financially strong stocks trading below their 3 years average PE to keep on your radar

by | Mar 15, 2025 | Featured

A stock trading at a lower PE ratio than its 3-year average may indicate undervaluation compared to its historical levels, suggesting potential for future price growth if fundamentals remain strong. However, it’s essential to assess earnings growth and market conditions to avoid overlooking potential risks.

Listed below are 4 stocks with P/E below their three-year average.

Nestle India Ltd

With a market capitalization of Rs 2,10,904.56 crore, the shares of Nestle India Limited were trading at Rs 2187.45 apiece, marking a slight decrease from the previous closing price. The company is trading at a P/E of 67.28 as compared to a three-year P/E of 78.8.

Nestlé India Limited is one of the biggest FMCG companies in India offering beverages, prepared dishes, milk products, and confectionery. Its portfolio includes instant coffee, noodles, dairy items, chocolates and sauces. Popular brands are Nescafe, Maggi, Milkybar, Kit Kat and Milkmaid.

IRCTC

With a market capitalization of Rs 55,476.00 crore, the shares were trading at Rs 693.55 apiece, marking a slight decrease from the previous closing price. The company is trading at a P/E of 44.9 as compared to a three-year P/E of 62.1.

IRCTC is an Indian monopoly stock that offers online railway ticketing, catering services, and packaged drinking water at railway stations across India. The company runs Rail Neer plants, mobile catering, and food outlets at stations. It also provides rail tour packages with travel, lodging, sightseeing, and insurance.

Motherson Sumi Wiring India Ltd

With a market capitalization of Rs 22,428.28 crore, the shares were trading at Rs 50.73 apiece, marking a slight decrease from the previous closing price. The company is trading at a P/E of 35.5 as compared to a three-year P/E of 51.9.

Motherson Sumi Wiring India Ltd. provides wiring harness solutions for OEMs in India. It offers end-to-end services from design and validation to manufacturing and assembly. The company produces electrical distribution systems for power and data transfer in vehicles.

TCS

With a market capitalization of Rs 12,67,596.96 crore, the shares were trading at Rs 3,503 apiece, marking a slight decrease from the previous closing price. The company is trading at a P/E of 26 as compared to a three-year P/E of 30.4.

Tata Consultancy Services (TCS), the flagship company of the Tata Group, is a leading IT services, consulting, and business solutions provider. For over 50 years, TCS has collaborated with some of the world’s largest businesses. The company offers an AI-powered and consulting-driven portfolio of technology, business, and engineering services and solutions.

 

Financially strong stocks trading below their 3 years average PE to keep on your radar

Fundamentally strong stocks trading at 52 week low; Are you holding any?

by | Mar 15, 2025 | Featured

4 Fundamentally strong stocks trading at 52 week low; Are you holding any?

 

Indian stock markets are witnessing a sharp decline, with even fundamentally strong stocks hitting 52-week lows due to multiple factors. Rising global uncertainties, including U.S. trade tariffs and recession fears, have led to significant Foreign Institutional Investor (FII) outflows of $16 billion.

High valuations in mid-small-cap stocks have triggered corrections, while slowing GDP growth by 6.4 percent has weakened investor sentiment. Additionally, declining domestic fund inflows, particularly in mutual funds, and sector-specific pressures have further fueled the downturn.

IDFC First Bank

Formed through the 2018 merger of IDFC Bank and Capital First, IDFC FIRST Bank continues to expand in retail, MSME, and corporate banking. In Q3 FY25, the customer deposits rose 28.8 percent YoY to Rs 2.27 lakh crore, while loans grew 22 percent YoY to Rs 2.31 lakh crore. With a 47.7 percent CASA ratio and 16.11 percent capital adequacy ratio, 971 branches, and strong digital banking, the bank remains financially stable.

In Q3FY25, revenue reached Rs  9,343 crore, reflecting an 18.5 percent YoY growth from Rs 7,880 crore in Q3FY24 and a 4 percent QoQ increase from Rs 8,957 crore in Q2FY25. Profit declined to Rs 340 crore, marking a 53.5 percent YoY decline from Rs 732 crore in Q3 FY24 and a 60 percent QoQ increase from Rs 212 crore in Q2 FY25.

The stock is trading at Rs. 53.30, down 2.4 percent for the day but down 31 percent over the past year. The stock hit a 52-week low of Rs 53.30.

Delhivery

Since its inception in 2011, India’s leading fully integrated logistics provider has fulfilled over 2 billion orders, covering 18,700+ pin codes across all states. With 24 automated sort centers, 94 gateways, and 2,880 direct delivery centers, its 57,000+ workforce ensures seamless 24/7, year-round operations, powered by cutting-edge technology and world-class infrastructure.

In Q3FY25, revenue reached Rs. 2,378 crore, reflecting an 8 percent YoY growth from Rs. 2,194 crore in Q3FY24 and an 8.5 percent QoQ increase from Rs. 2,190 crore in Q2 FY25. Profit rose to Rs. 25 crore, marking 108 percent YoY growth from Rs. 12 crore in Q3 FY24 and a 150 percent QoQ increase from Rs. 10 crore in Q2 FY25.

The stock is trading at Rs. 242.11, above 0.8 percent for the day but down 43 percent over the past year. The stock hit an all-time low of Rs 236.53.

Astral Ltd

Founded in 1998, Astral Limited revolutionized India’s piping industry by introducing CPVC piping and expanding into pipes, adhesives, bathware, and paints. With a strong focus on quality and innovation, the company has grown into a household name in building materials. Today, Astral operates 16 manufacturing plants and exports to 31+ countries worldwide.

In Q3FY25, revenue reached Rs 1,397 crore, reflecting a 2 percent YoY growth from Rs 1,370 crore in Q3FY24 and a 2 percent QoQ increase from Rs 1370 crore in Q2FY25. Profit remained flat at Rs 113 crore, from Rs. 113 crore in Q3 FY24 and a 4 percent QoQ increase from Rs. 109 crore in Q2 FY25.

The stock is trading at Rs 1,240.30, down 2 percent for the day but down 38 percent over the past year. The stock hit a 52-week low of Rs 1,232.30.

LTIMindtree

Incorporated in 1996, LTIM, a subsidiary of L&T, is a technology solution provider, offering digital transformation and technology services to its clients spread across the globe. The company’s services include cloud & infrastructure, consulting, customer success, data & analytics, and digital engineering, among others. With a global presence in 40+ countries, 700+ clients, and annual revenue exceeding $4 billion

In Q3 FY25, revenue reached Rs 9,661 crore, reflecting a 7 percent YoY growth from Rs 9,017 crore in Q3 FY24 and a 2.4 percent QoQ increase from Rs 9,433 crore in Q2 FY25. Profit declined to Rs 1,087 crore, marking a 7 percent YoY decline from Rs 1,169  crore in Q3 FY24 and a 13 percent QoQ decrease from Rs 1,252 crore in Q2 FY25.

The stock is trading at Rs. 4,464.95, down 0.5 percent for the day but down 14 percent over the past year. The stock hit a 52-week low of Rs 4,437.45.

JSW Group stock in focus after signing its largest Power Purchase Agreement with West Bengal SEDCL

by | Mar 15, 2025 | Featured

This JSW Group stock, engaged in the business of generation of power, came into focus on Thursday after signing its largest Power Purchase Agreement with West Bengal State Electricity Distribution.

Stock Performance

With a market capitalization of Rs 90,141.16 crore, JSW Energy Ltd climbed over 1 percent to an intraday high of Rs 523.45 per share compared to its previous closing price of Rs 515.50 per share. The shares retraced and were trading at Rs 515.75, a slight increase compared to the previous close.

What Happened

JSW Energy signed its largest Power Purchase Agreement (PPA) with West Bengal State Electricity Distribution Company Limited for a greenfield 1,600 MW (2 x 800 MW) super/ultra super critical thermal power plant. This also happens to be the largest greenfield capacity power project by the company.

Further, the company has also obtained the Commercial Operation Date (CoD) certificate for Unit 2 of the Utkal thermal power plant (2 × 350 MW), marking its readiness for full-scale commercial operations.

Management Commentary

Commenting on this milestone, CEO Mr. Sharad Mahendra, said “This project is poised to significantly boost local employment opportunities and contribute to the region’s economic growth, while ensuring a stable and reliable power supply for years to come….Both the plants benefit from the strategic advantage of being located near coal blocks, which results in lower operational costs. ”

Company Overview

JSW Energy Limited specializes in thermal and renewable energy generation. Its thermal segment produces electricity from coal, lignite, gas, and oil, while its renewables segment generates power through hydro, wind, and solar energy. The company owns multiple power plants, including Karcham, Barmer, Wangtoo, Vijayanagar, Ratnagiri and Baspa. The company has a locked-in generation capacity of 28.3 GW.

Financial Performance

Looking at the latest financial performance, the company has reported a 4 percent decrease in revenue from Rs 2,543 crore to Rs 2,439 crore in Q3 FY25. This was accompanied by a 32 percent decrease in net profits from Rs 232 crore to Rs 157 crore during the same period.

करोड़पति बनने के लिए 7 आसान टिप्स- बस छोटा सा करना होगा काम

by | Jan 31, 2022 | Featured, Investments, Life Insurance, Mutual Funds, Product

Investment Tips: आपके करोड़पति बनने का ख्वाब पूरा करेंगी ये 7 आसान टिप्स- बस छोटा सा करना होगा काम

Investment Tips: अगर आप अभी से अपने फ्यूचर की चिंता है तो आपके वक्त रहते अपने पैसे बचा लेने चाहिए. इसके लिए बस आपको थोड़ी सी मेहनत करनी पड़ेगी.

How to become Crorepati: पैसा हर किसी को चाहिए, लेकिन इसके लिए अगर समय के साथ फाइनेंशियल प्लानिंग की जाए, तो आपके बेहतर होगा. (How to do Financial Planning) कई ऐसी बड़ी हस्तियां है, जो इन्वेस्टमेंट के जरिए अच्छा कमाकर बड़ा एग्जांपल बनकर सामने आईं हैं. ऐसे में आपको भी बेहतर भविष्य और फाइनेंशियल स्टेबल होने के लिए इन्वेस्टमेंट शुरू कर देनी चाहिए. आज हम आपको 7 ऐसी टिप्स बताएंगे, जिन्हें अपनाकर आप करोड़पति बन सकते हैं.

Income का 10% पर्सेंट करें इंवेस्ट

चाहें आप कम कमाते हो या ज्यादा, आपको अपनी इनकम का 10 पर्सेंट उठाकर इस नए बिजनेस में लगाना होगा. इसमें ये जरूरी नहीं है कि आपकी सैलरी लाखों ही होनी चाहिए. आपकी फिलहाल कितनी भी सैलरी हो, बस आपको कम से कम 10 पर्सेंट तक का इंवेस्टमेंट करना होगा. आप अपने सेविंग्स और खर्चे को पहले एक जगह नोक करके रख लें. इससे होगा ये कि आपको वक्त रहते खुद समझ आ जाएगा कि आप कौन-कौन सा फालतू खर्चा कर रहे हैं. 

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EMI या क्रेडिट कार्ड पेमेंट में कभी देरी न करें

अगर आप अपने पास Credit Card रखते हैं और EMI भी ले रखी है. और इनसे सामान भी लेते हैं, तो इसका बिल समय पर चुकाना बेहद जरूरी है. (Make Credit card payment on time) अगर आप इसका बिल समय पर नहीं चुकाएंगे, तो आपको परेशानियां आ सकती है. हीं क्रेडिट कार्ड (Credit card Bill payment deadline) में मिनिमम बिल पेमेंट के चक्कर में भी न पड़ें. ऐसा करने से आप के बिल में कई तरीके के टैक्स जुड़ जाएंगे और आपकी भुगतान राशि बढ़ती ही चली जाएगी.

Emergency Fund रखें तैयार

इंवेस्टमेंट के तौर पर आप जो भी कुछ लगा रहे हैं, तो आप एक बार साइज हटाकर रख दीजिए. इससे हटर आपके पास एक इमरजेंसी फंड (Emergency Fund) होना चाहिए, जिससे फ्यूचर में आपके सामने कोई मुश्किल आए तो आपको कोई दिक्कत नहीं होनी चाहिए. इंवेस्ट किए गए पैसो को आपको बिल्कुल हाथ नहीं लगाना है. (Prepare an Emergency fund) अगर आप अपने इन्वेस्ट किए गए पैसे में से विदड्रॉ करेंगे तो आपका इंवेस्टमेंट प्लान गड़बड़ा जाएगा और अगर आपने कहीं से लोन लिया तो उसका भुगतान करना भी आपके लिए अतिरिक्त बोझ हो जाएगा.

खर्चों का फंड बनाएं

आपका इंवेस्टमेंट अलग है, इमरजेंसी फंड अलग है और खर्चों का यह फंड एकदम अलग होगा. (Plan your expenses) इसमें आपके आने वाले 4 से 6 महीनों के मंथली खर्चों का फंड बनाना होगा. यह सच बात है कि इतने सारे फंड एक दिन में तैयार नहीं होंगे, लेकिन अगर आप धीरे-धीरे कोशिश करेंगे तो कुछ महीनों में आप ये फंड तैयार कर लेंगे. खर्चों का फंड बनाने से फायदा यह होगा कि आपको पता रहेगा कि आपके कितने खर्चे हैं और आपके पास हमेशा उनके लिए पर्याप्त पैसा रहेगा.

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निवेश से हुई इनकम को फिर इन्वेस्टमेंट में लगा दें

अगर आपको अपने इंवेस्ट किए हुए पैसे से कोई इनकम हो रही है, जैसे कि आपका कोई फंड मैच्योर (Mature Fund) हुआ है या ट्रेडिंग से आपको कुछ हटकर इनकम मिली है, (Put investment income back into investment) और आपको उस पेसे की अभी जरूरत नहीं है तो उस पैसे को दोबारा इंवेस्टमेंट में लगा दें.

इंवेस्टमेंट प्लान में लगातार निवेश करते रहें

अगर आपने इंवेस्टमेंट करने का पहला कदम उठा लिया है तो रुकें नहीं. यह सच है कि आपको छह महीने या एक साल में रिटर्न नहीं मिलेंगे, लेकिन इसका यह मतलब नहीं है कि आपको कभी रिटर्न नहीं मिलेंगे. (Continue to invest in investment plans) आपको अपने इंवेस्टमेंट प्लान में लगातार निवेश करते रहना होगा. उदास या निराश होकर इंवेस्टमेंट को बीच में छोड़ने से आप बड़ी रकम नहीं बना पाएंगे.

इंवेस्टमेंट Performance को जांचते रहें

यह सबसे जरूरी आदत है, अगर आपने इसे फॉलो नहीं किया तो आपका इंवेस्टमेंट प्लान सफल नहीं हो सकेगा. इंवेस्टमेंट के बाद यह भी जरूरी है कि आप अपने इंवेस्टमेंट पर नजर बनाए रखें. सिर्फ इंवेस्टमेंट कर देने भर से आपकी जिम्मेदारी पूरी नहीं हो जाती है. आपको लगातार देखना होगा कि आपका इंवेस्टमेंट प्लान कैसा चल रहा है. (Keep checking on investment performance) अगर हर छह या आठ महीने पर आपको लगे कि रिटर्न नहीं मिल रहे हैं तो आप किसी और फंड में निवेश करें. साथ ही कभी भी बिना कंपनी का रिव्यू किए या किसी के दबाव में कभी इंवेस्ट न करें, इससे आपका पैसा डूबने के चांस ज्यादा रहते है.

मल्टीबैगर ALERT! – इन्वेस्टर के लिए ट्रेडर के लिए नहीं

MFU BOX- Mutual Fund Distributor/RIA – Full Back-Office Platform

MFU BOX- Mutual Fund Distributor/RIA – Full Back-Office Platform

by | Jan 22, 2022 | Featured, Mutual Fund, Top Global News

एमएफयू बॉक्स एक पूर्ण बैक-ऑफिस प्लेटफॉर्म प्रदान करके एमएफडी और आरआईए की कार्यक्षमता को मजबूत करेगा जो तकनीकी रूप से अभिनव कार्यक्षमताओं से लैस है।

India, 19th Nov 2021: MF Utilities brought together renowned industry leaders and market experts as they discussed key topics concerning the mutual fund industry at its Unboxing MFU BOX event. On November 17th, the indigenously designed MFU BOX, a comprehensive state-of-the-art back-office system, was launched at a webinar hosted on communication medium Zoom on 17th Nov, 2021. Following the MFU BOX launch, CEOs and industry leaders presented their perspectives on the mutual fund business. Mr. A. Balasubramanian, Chairman AMFI, MD & CEO, Aditya Birla Sun Life AMC, along with Mr. Saurabh Nanavati, Chairman, MF Utilities, CEO, Invesco AMC, and Ms. Radhika Gupta, Vice Chairman AMFI, MD & CEO, Edelweiss AMC, shared their outlooks on the changing market dynamics of the mutual fund industry. The event featured industry speakers who shared their views on expert-moderated panel discussions about contemporary challenges impacting the mutual fund community and was attended by over 900 participants.

DEMAT अकाउंट खोलने के लिए यहाँ क्लिक करे और घर बैठे अकाउंट रेडी। 5 मिनट में भारत का नंबर 1 डीमैट खाता खोलने के लिए यहां क्लिक करें

MFU BOX will strengthen the functionality of MFDs and RIAs by providing a full back-office platform that is equipped with technologically innovative functionalities. This feature-rich solution will significantly enhance and augment the offerings of investors and the entire Mutual Fund industry for greater reach and faster response. The revolutionary system provides user-defined trend analytics, multidimensional transactional analysis, 360-degree client view, model portfolio, rebalancing, and behavioral risk assessment. MFU BOX exhibits the potential to process revenue and profitability modules with a pre-built BCP and includes a cloud-based data security framework.

Mr. A. Balasubramanian, Chairman, AMFI & MD&CEO, Aditya Birla Sun Life Mutual Fund said regarding MFU, “We have witnessed the growth and power of MFU over a period of time and it is truly phenomenal. MFU is very close to my heart and I am glad that it is quickly becoming a reliable and trustworthy platform that will only take the mutual funds industry to greater heights. The potential for MFU to become a onestop platform for the entire Mutual Funds industry is the very reason why it was created by UK Sinha, Exchairman, SEBI. In many ways, MFU is very similar in framework and potential to the banking industry. I am excited to witness MFU launching this complete back-office solution as this will further augment the recognition and appreciation for MFU BOX as a powerful platform and enhance the overall performance of the industry and the investors in specific. The Government of India is extremely satisfied with how the MF Industry has been channelizing and being a counterforce to the capital market while overdelivering on its commitments to the various stakeholders.

Ms. Radhika Gupta, Vice Chairman AMFI, MD & CEO, Edelweiss AMC said that “MFU BOX is an exciting and promising name for an AMC industry product. The industry needs more distributors and we are on the cusp of a transformation that is viable and scalable by what MFU brings to the table. The shift from real assets to financial assets will certainly put the MF industry on a growth trajectory. With the added input and push from relevant technological solutions such as BOX, MFU is bringing this evolution to reality faster than anticipated. The MF industry will greatly profit from this revolutionary back-office platform and will ease the workload and better the response rate for clients and all stakeholders.“

 Details Video for Understand – Click Here 

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Mr. Saurabh Nanavati, Chairman, MF Utilities, CEO, Invesco AMC was hailing the unveiling of MFU BOX and said, “Digital is the way forward and MFU is leading the way for the industry. To grow and scale the mutual funds’ industry, technological innovations are necessary to be injected seamlessly into the system. Today, every business is growing by leaning on technology and the digitization of products has helped bring newer clients within the industry. MFU has helped realize this need and has rapidly provided the industry with a very relevant platform to expand and enhance its services. MFU BOX will empower investors to boost their offerings much more efficiently and effortlessly.

According to Mr. Ganesh Ram, MD & CEO, MF Utilities, “MFU is proficient in understanding and tapping into the varied needs and requirements of the market. At such a critical time of recovery, MFU BOX is the answer to bringing a faster and more practical way of delivering insights and delivering client expectations. This will help attract more clients to engage and become a part of the mutual funds industry. MFU BOX is the answer to capitalizing on the various needs and giving the entire industry enormous leverage to upscale and expand their business offerings. We believe that BOX will create a positive disruption and infuse a definitive success to all its users with its unique features.”

As of Oct 31st, 2021, MFU handled a total AUS (Asset under services) of 2.94 lakh crore with a turnover of 1.82 Lakhs Crores. Since its inception, MFU saw 12,30,330 SIP and 7,54,320 CAN (Universal Account Number) registrations apart from managing 14,61,913 NCTs (Non-commercial transactions) and a combined 34,973 registrations for DST (Distributors) and RIA (Registered Investment Advisors).

Pls find attached Presentation for more awareness- CLICK HERE

हमेशा डिविडेंड के लिए ये वाला शेयर
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Looking to buy term insurance? Buy now or pay up to 40% more!

by | Jun 28, 2020 | Featured, Insurance, Life Insurance, Top Global News

Term insurance is an excellent & affordable way to secure your family’s financial future in your absence. Term insurance plans not only protect one’s family financially in case of their sudden demise but also provide comprehensive coverage from a range of uncertainties, including accidents and critical illnesses like heart diseases, cancer etc. If you are considering to buy a term insurance plan, you might have to hurry up a bit as, after the recent price hike in the month of April 2020, the insurance premiums are set to experience another significant increase in the months ahead.

Pure protection term plans, including the ones from prominent insurers like HDFC Life, ICICI Prudential Life, Max Life and Tata-AIA, witnessed a price hike between 20% and 35% in the month of April 2020. Now the premiums of term insurance plans are expected to increase by up to 40%. Insurers who have already revised their premiums by a certain percentage would further increase the prices by remaining values. For the insurers who haven’t yet, would be increasing the prices in the months to come.

Rise in Term Life Insurance Prices

To put things in perspective, for a 35-year-old male, non-smoker residing in a metro city looking for a Rs 1-crore term plan with coverage till 75 years, the monthly premium for TATA AIA term plan surged from Rs 1104 to Rs 1490, witnessing a 35% increase. Similarly, ICICI Prudential incremented the premium by 22% while HDFC and Max Life premiums have been hiked by 18% and 9%, respectively.

Reason Behind Term Life Insurance Price Hike

In order to determine term insurance premiums by the reinsurers, it has been assumed that for every 10,000 lives covered under term insurance plans, only 3 deaths would occur in each policy year. While the expected number is 3, the actual deaths per 10,000 policies issued in a policy year are between 4 & 4.5. To add to the reinsurer woes, the claim amount is massive in case of term insurance with an average policy sum assured of around Rs 1 crore. In the ideal case scenario, actual vs expected ratio should be around 1. This is clearly not the case in India, with the ratio being more than expected, leading to a negative experience in mortality. This situation has lead to revisions in the term insurance premiums by 40%, as demanded by the re-insurers.

Term Plans Remain a Must-Buy

Planning your future well in advance is one of the most important things that you should do to ensure you and your family are financially stable throughout lifetime. A term life insurance plan does exactly this – provides the insured person’s family with a sum assured on the death of the individual to make sure that the family does not have to face hardships after their loved one is no more. A term insurance plan offers life cover for a specific amount & tenure. If the policyholder passes away during the policy term, the insurer pays a death benefit to the beneficiary or the nominee.

A good term insurance plan helps you protect your even better by covering you against most important 3Ds of your life that are Death, Disease and Disability. Term insurance plans can be bought at a very nominal cost. The payouts can be customised as per your needs, whether it be a lump sum payout or staggered payout in monthly instalments. It is further beneficial as the premium you pay towards it can help you avail a deduction under Income Tax Laws. With term insurance prices set to rise anytime soon, it is best to buy a term plan at the earliest as the earlier you buy, the lesser you pay.