ICICI Lombard Complete Health Insurance
Additional information
Zero hassle health plans starting @₹15/day
- No medical checkup required * Instant policy *All plans cover COVID-19
- 6500+ Healthcare providers** *60 mins^ TAT for cashless hospitalisation
Why our customers love us? And, we think you will too.
6500+ Healthcare providers* for a hassle-free service
Quick claim intimation through our IL Take Care app
24x7 customer support
What is Health Insurance?
A medical insurance policy, also called as health insurance, covers medical expenses for illnesses or injuries. It reimburses your bills or pays the medical care provider directly on your behalf. A comprehensive medical insurance covers the cost of hospitalisation, daycare procedures, medical care at home (domiciliary hospitalisation), ambulance charges, amongst others.
A health insurance plan helps you stay covered against various diseases. Additionally, it helps you boost tax savings. Under section 80D of the Income Tax Act, 1961, you can claim tax benefits against your health insurance premium.
What are the benefits of buying a health insurance policy?
A comprehensive health insurance plan in India comes with many advantages.
Covers complete OPD requirementsICICI Lombard’s Befit plan is tailored to cover the expenses of all your minor and severe health concerns, including teleconsultation with the doctor, pharmacy, and routine diagnostics on a cashless basis.
Covers pre and post hospitalisation
One of the key benefits of a health insurance policy is that it covers your medical expenses incurred just before and after hospitalisation.
Covers pre-existing diseasesA health plan covers you for a pre-existing disease once you have completed the waiting period mentioned in the policy certificate.
Provides cashless treatment
At the time of hospitalisation, you don’t have to worry about arranging cash to pay your hospital bill. Your health insurance company will settle it directly with the hospital if it is in their network.
Lets you claim tax benefit
You can claim a tax deduction on health insurance insurance premium under section 80D of the Income Tax Act, 1961.
Provides additional sum insured
Keeping healthy has its own benefits. You can enjoy additional sum insured for every claim-free year as per the policy certificate of your health plan.
What are the top reasons to buy ICICI Lombard health insurance plans?
In-house claim settlement team that helps you 24×7. And, that’s just the beginning.
- Complete Health Insurance
- Health Booster
- Arogya Sanjeevani Policy, ICICI Lombard
No limit on hospital room rent
ICICI Lombard Complete Health Insurance policy has no sub-limits on hospital room rent. In case you opt for a private ward, we will bear its expenses.
Free health check-up every year
ICICI Lombard Complete Health Insurance plan provides you with a complimentary health check-up coupon per policy year. If you have a floater policy for family, you get two free coupons every year for your medical check-ups.
No co-pay clause
A co-pay is a fixed sum that you usually pay out-of-pocket for your medical services, and the insurance company takes care of the remaining amount. There is no co-payment clause under ICICI Lombard Complete Health Insurance. That means, you won’t have to worry about the medical expenses eating into your savings.
Wellness program
You earn reward points for undertaking some wellness activities. These include joining a gym or a yoga centre, going for a medical check-up, participating in a health or fitness event organised by us, etc. You can redeem these points on your OPD bills for doctor’s consultation, medicine and drugs, diagnostic expenses, dental expenses, etc.
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